
Aplicación YC de Sunlight
Sunlight pasó por Y Combinator en el batch Summer 2022 como una empresa de Fintech. Abajo: qué hace la empresa, quién la fundó y su aplicación a YC, reconstruida pregunta por pregunta en el formulario real de YC.
- Batch YC
- Summer 2022
- Industria
- Fintech
- Tamaño del equipo
- 6
- Estado
- Active
- Lanzado
- 2022
Fundadores
Guy ZivFounder
Leo ChaneaFounder
Gil PeretzFounder
Lo que hace Sunlight
Sunlight is an API to change the card-on-file with apps and subscription services. Fintechs use Sunlight to automatically make their cards top-of-wallet as soon as they're issued. Merchants, service providers and subscriptions-based businesses everywhere now offer their customers the ability to save a debit/credit card on file, so they can pay their bills on time, buy in one click, or earn rewards. In 2021, 79% of consumers worldwide reported already having at least one payment card saved with a service or being open to doing so. In recent years, card-issuing as-a-service has become mainstream: any company can now start their own card business in a matter of weeks. Last year, the number of new payment cards issued was at an all-time high. For users, however, switching banks or opening a new card now comes with an additional hurdle: they need to update their payment info across the internet. On the other side of that equation, card issuers have no visibility or control over the card-on-file updating process, and as a result struggle to get their new users to switch their spend from their old card to the new one, leading to low conversion rates and missed revenue opportunities. Until Sunlight. With our universal get-your-card-on-file API, FIs can now offer their users, at any point in their journey, a quick and easy way to update their debit/credit card info everywhere they shop or pay online, without ever leaving their Apps. The Sunlight API works on every platform that has a card-on-file option (think Uber, Amazon, Netflix, DoorDash, Starbucks and so many more…), is as seamless as a Plaid connection, and always gets the card number and CVV code right on the first try!
Aplicación YC de Sunlight, reconstruida
Solicitud de Y Combinator
Sunlight, batch Summer 2022. Las preguntas reales del formulario, respondidas con datos públicos.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Sunlight
The Universal Card-On-File API
We built an API that lets financial institutions update their users' card-on-file information automatically across merchant apps and subscription services. When a card is issued or refreshed, Sunlight updates it everywhere the user has saved their card, without them needing to go to each app to change it.
We are based in New York, NY, and Tel Aviv-Yafo, Tel Aviv District, Israel.
We're split between the US and Israel because that's where our founding team lives and works. Both locations have strong fintech ecosystems, which helps us build and sell Sunlight.
21 respuestas más en la aplicación completa
están en la versión completa. Crea una cuenta gratuita para abrirla en YC Insights, junto a cada otro batch de YC.
Preguntas Frecuentes
¿Es esta la aplicación YC real de Sunlight?
No. Y Combinator mantiene privadas las aplicaciones enviadas. Esta es una reconstrucción: las preguntas reales del formulario de YC, respondidas a partir de los datos públicos de Sunlight (notas de lanzamiento, antecedentes de fundadores, descripción del producto). Muestra cómo una empresa como Sunlight se presentaría a YC, no el texto que enviaron.
¿En qué batch de YC estuvo Sunlight?
Sunlight formó parte del batch Summer 2022 de Y Combinator.
¿Quién fundó Sunlight?
Sunlight fue fundado por Guy Ziv, Leo Chanea, Gil Peretz.
¿A qué se dedica Sunlight?
The Universal Card-On-File API
¿Cómo leo la aplicación completa reconstruida?
Crea una cuenta gratuita de Round Funded. La versión completa de 26 respuestas de la aplicación de Sunlight, y de cada otro batch de YC, está en YC Insights.