Aplicación YC de Jenfi
Jenfi pasó por Y Combinator en el batch Winter 2020 como una empresa de Fintech. Abajo: qué hace la empresa, quién la fundó y su aplicación a YC, reconstruida pregunta por pregunta en el formulario real de YC.
- Batch YC
- Winter 2020
- Industria
- FintechCredit and Lending
- Tamaño del equipo
- 18
- Estado
- Active
- Lanzado
- 2020
Fundadores
Jeffrey LiuFounder
Justin LouieFounder
Lo que hace Jenfi
We back growing digital businesses using revenue based financing. Many of growing businesses in Asia are highly "bankable" yet 50-70% are unable to obtain capital to grow their business. Having been business owners ourselves, we experienced firsthand the struggles of funding a business - from expensive equity options to loans that required personal guarantees. We went live in Singapore first to validate the product/market fit. We plan to expand across the APAC region.. Our sweet spot is backing repeatable business spend - expenses that leads to increased revenue. Our financing product allows businesses to keep growing with us over time. Over a third of our advances today are from repeat borrowers. We created a brand new asset class in Asia - offering flexible repayment options, such as tieing repayment with sales. Business owners LOVE this. Our automated financial technology platform ingests revenue and alternative data sources that gives us a proprietary edge in understanding the behavior of our borrowers. As we collect continuous data, we are able to offer better financial and technology solutions, while mitigating our downside risk. Funds are seamlessly deployed via our virtual Jenfi Wallet and MasterCard solution, giving borrowers flexibility to make payments while giving Jenfi real-time tracking of their spend. Recent coverage:
Aplicación YC de Jenfi, reconstruida
Solicitud de Y Combinator
Jenfi, batch Winter 2020. Las preguntas reales del formulario, respondidas con datos públicos.
- Founders2
- Company7
- Progress7
- Idea4
- Equity3
- Curious2
- Batch Preference1
Company
Jenfi
Revenue-based financing for digital businesses in Asia
We provide revenue-based financing tailored for digital businesses across Asia. Our platform uses automated financial technology that ingests revenue and alternative data to assess borrower behavior and risk. We fund repeatable business expenses that drive revenue growth. Borrowers get advances repaid flexibly, tied to their sales through our Jenfi Wallet and MasterCard, allowing real-time tracking and repayments aligned with their cash flow.
We live and operate in Singapore, and after YC we plan to keep the company based here, expanding across APAC from this hub.
Singapore has a dense ecosystem of digital businesses and is an ideal place to validate our product-market fit in Asia. Its regulations and infrastructure suit fintech startups like ours, plus we have local knowledge and presence.
21 respuestas más en la aplicación completa
están en la versión completa. Crea una cuenta gratuita para abrirla en YC Insights, junto a cada otro batch de YC.
Preguntas Frecuentes
¿Es esta la aplicación YC real de Jenfi?
No. Y Combinator mantiene privadas las aplicaciones enviadas. Esta es una reconstrucción: las preguntas reales del formulario de YC, respondidas a partir de los datos públicos de Jenfi (notas de lanzamiento, antecedentes de fundadores, descripción del producto). Muestra cómo una empresa como Jenfi se presentaría a YC, no el texto que enviaron.
¿En qué batch de YC estuvo Jenfi?
Jenfi formó parte del batch Winter 2020 de Y Combinator.
¿Quién fundó Jenfi?
Jenfi fue fundado por Jeffrey Liu, Justin Louie.
¿A qué se dedica Jenfi?
Jenfi provides revenue-based financing for digital businesses in Asia
¿Cómo leo la aplicación completa reconstruida?
Crea una cuenta gratuita de Round Funded. La versión completa de 26 respuestas de la aplicación de Jenfi, y de cada otro batch de YC, está en YC Insights.
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