Aplicación YC de Envelope

Summer 2023Active

Envelope pasó por Y Combinator en el batch Summer 2023 como una empresa de Fintech. Abajo: qué hace la empresa, quién la fundó y su aplicación a YC, reconstruida pregunta por pregunta en el formulario real de YC.

Batch YC: Summer 2023
Industria: FintechConsumer Finance
Tamaño del equipo: 2
Estado: Active
Lanzado: 2023

Fundadores

Katelyn StrobelFounder
Josh StrobelFounder

Lo que hace Envelope

Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._

Aplicación YC de Envelope, reconstruida

Solicitud de Y Combinator

Envelope, batch Summer 2023. Las preguntas reales del formulario, respondidas con datos públicos.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Envelope

Describe what your company does in 50 characters or less.

Banking with built-in budgeting

What is your company going to make? Please describe your product and what it does or will do.

We built Envelope, a banking app that includes built-in budgeting. Unlike Mint or Copilot, we issue you a checking account during onboarding so you never have to sync or connect flaky bank APIs. It's designed to be your primary checking and savings account, replacing the need to juggle multiple financial apps and spreadsheets.

Where do you live now, and where would the company be based after YC?

We live in San Francisco, CA, and the company will be based here after YC as well.

Explain your decision regarding location.

We're based here because it's where we live and where the fintech ecosystem is strong. Both founders are settled in SF, which keeps us close to potential users and partners.

21 respuestas más en la aplicación completa

están en la versión completa. Crea una cuenta gratuita para abrirla en YC Insights, junto a cada otro batch de YC.

Ver aplicación completa

Preguntas Frecuentes

¿Es esta la aplicación YC real de Envelope?

No. Y Combinator mantiene privadas las aplicaciones enviadas. Esta es una reconstrucción: las preguntas reales del formulario de YC, respondidas a partir de los datos públicos de Envelope (notas de lanzamiento, antecedentes de fundadores, descripción del producto). Muestra cómo una empresa como Envelope se presentaría a YC, no el texto que enviaron.

¿En qué batch de YC estuvo Envelope?

Envelope formó parte del batch Summer 2023 de Y Combinator.

¿Quién fundó Envelope?

Envelope fue fundado por Katelyn Strobel, Josh Strobel.

¿A qué se dedica Envelope?

Banking with built-in budgeting

¿Cómo leo la aplicación completa reconstruida?

Crea una cuenta gratuita de Round Funded. La versión completa de 26 respuestas de la aplicación de Envelope, y de cada otro batch de YC, está en YC Insights.