End Close

Aplicación YC de End Close

Winter 2026Active

End Close pasó por Y Combinator en el batch Winter 2026 como una empresa de B2B. Abajo: qué hace la empresa, quién la fundó y su aplicación a YC, reconstruida pregunta por pregunta en el formulario real de YC.

Batch YC
Winter 2026
Industria
B2BFinance and Accounting
Tamaño del equipo
2
Estado
Active
Lanzado
2026

Fundadores

  • Sean Bolton
    Sean BoltonFounder
  • David Newell
    David NewellFounder

Lo que hace End Close

End Close builds automatic reconciliation for payments companies like fintechs, marketplaces, banks and payroll companies. Reconciliation helps companies track every dollar and resolve every exception, ensuring they have no money loss, can report audit ready financials, and stay compliant. Sean (CEO) spent the last 6 years building the reconciliation org at Modern Treasury (S18), processing a trillion dollars in payments across 40 banks with 99.995% automation. Fast growing companies like Modern Treasury are forced to build a solution in-house or buy a legacy solution. End Close provides a modern reconciliation system that works with a company's existing stack and is managed by AI agents. Exception handling is where 99% of the manual work happens today, payment ops teams spend hours gathering context across various data sources to investigate each ticket. End Close provides an AI ops agent that connects to a company's data warehouse, invoicing platform and payment processors to triage and resolve issues without human intervention. Legacy providers only provide reconciliation for month end close applications. End Close continuously reconciles with developer friendly APIs, allowing teams to integrate real time payments data within their products to create product experiences for customers like faster balance top-ups, instant trading etc. New payment rails and agent-to-agent payments are increasing online transaction volumes, making reconciliation a growing challenge for companies. David (CTO and 2nd time YC founder) most recently built these kinds of high-scale ingestion pipelines when starting and leading error tracking at PostHog (W20), the fastest growing product in the company's history.

Aplicación YC de End Close, reconstruida

Solicitud de Y Combinator

End Close, batch Winter 2026. Las preguntas reales del formulario, respondidas con datos públicos.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

End Close

Describe what your company does in 50 characters or less.

AI powered reconciliation for payments companies

What is your company going to make? Please describe your product and what it does or will do.

We build an automatic reconciliation system for fintechs, marketplaces, banks, and payroll companies that processes payment data continuously and uses AI agents to resolve exceptions without manual work. It connects to existing company infrastructure, like data warehouses and invoicing platforms, to triage and fix discrepancies in real time.

Where do you live now, and where would the company be based after YC?

We don't have a fixed location publicly disclosed yet. After YC, we plan to base the company where it best supports our product development and customer engagement - likely where the founders decide to settle for maximum focus.

Explain your decision regarding location.

We prioritize flexibility in location to follow product and customer needs. Sean's experience comes from building reconciliation at Modern Treasury, and David's background in high-scale pipelines suggests a remote or tech hub setup may be possible.

21 respuestas más en la aplicación completa

están en la versión completa. Crea una cuenta gratuita para abrirla en YC Insights, junto a cada otro batch de YC.

Preguntas Frecuentes

¿Es esta la aplicación YC real de End Close?

No. Y Combinator mantiene privadas las aplicaciones enviadas. Esta es una reconstrucción: las preguntas reales del formulario de YC, respondidas a partir de los datos públicos de End Close (notas de lanzamiento, antecedentes de fundadores, descripción del producto). Muestra cómo una empresa como End Close se presentaría a YC, no el texto que enviaron.

¿En qué batch de YC estuvo End Close?

End Close formó parte del batch Winter 2026 de Y Combinator.

¿Quién fundó End Close?

End Close fue fundado por Sean Bolton, David Newell.

¿A qué se dedica End Close?

AI powered reconciliation for high-volume payments companies

¿Cómo leo la aplicación completa reconstruida?

Crea una cuenta gratuita de Round Funded. La versión completa de 26 respuestas de la aplicación de End Close, y de cada otro batch de YC, está en YC Insights.

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