Lume YC Application

Summer 2020Inactive

Lume went through Y Combinator in the Summer 2020 batch as a Healthcare company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch: Summer 2020
Industry: Healthcare
Status: Inactive
Launched: 2020

Founders

Shantanu JoshiFounder
Christopher ChangFounder

What Lume does

Lume was a banking app for nurses with earned wage access, student loan refinancing, and travel nurse jobs. Acquired by Vivian Health (an NYSE: IAC company) in 2022.

Lume's YC application, reconstructed

Y Combinator application

Lume, Summer 2020 batch. The real form questions, answered from public data.

Founders2
Company7
Progress7
Idea4
Equity3
Curious2
Batch Preference1

Company

Company name

Lume

Describe what your company does in 50 characters or less.

Banking and financial services for nurses

What is your company going to make? Please describe your product and what it does or will do.

We built a banking app tailored specifically for nurses that offers earned wage access, student loan refinancing, and access to travel nurse jobs. The product combines financial tools with job placement to ease nurses' financial stress and career mobility.

Where do you live now, and where would the company be based after YC?

We live in New York, NY, and the company would be based there after YC.

Explain your decision regarding location.

We based the company in New York because that's where we live and where a significant portion of healthcare workers reside. It's also a good market to connect with hospitals and nursing staff directly.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

See full application

Frequently Asked Questions

Is this the real Lume YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Lume's public data (launch notes, founder backgrounds, product description). It shows how a company like Lume would present itself to YC, not the text they submitted.