Balance

Balance YC Application

Winter 2026Active

Balance went through Y Combinator in the Winter 2026 batch as a B2B company. Below: what the company does, who founded it, and its application to YC, reconstructed question by question in the real YC form.

YC batch
Winter 2026
Industry
B2BFinance and Accounting
Team size
4
Status
Active
Launched
2026

Founders

  • Mathias Løvring
    Mathias LøvringCo-Founder & CEO
  • Gus Levinson
    Gus LevinsonFounder
  • Emil Munk
    Emil MunkFounder

What Balance does

Balance is an AI accounting firm that helps SMBs close their monthly books. Our agents do the work of an in-house finance hire, reconciling books in real time and flagging issues before they become problems.

Balance's YC application, reconstructed

Y Combinator application

Balance, Winter 2026 batch. The real form questions, answered from public data.

  1. Founders2
  2. Company7
  3. Progress7
  4. Idea4
  5. Equity3
  6. Curious2
  7. Batch Preference1

Company

Company name

Balance

Describe what your company does in 50 characters or less.

Full-Stack AI Accounting

What is your company going to make? Please describe your product and what it does or will do.

We built an AI accounting service that acts like an in-house finance hire for SMBs. Our agents reconcile books in real time, flagging issues before they become problems, so small businesses can close their monthly books without a full-time accountant.

Where do you live now, and where would the company be based after YC?

We live in London, United Kingdom, and the company will be based there after YC.

Explain your decision regarding location.

We are based in London because that is where we are already living and working together. It's also a key market for SMB finance tools and close to the businesses we serve.

21 more answers in the full application

Founders, Progress, Idea, Equity, Curious, Batch Preference are in the full version. Create a free account to open it in YC Insights, next to every other YC batch.

Frequently Asked Questions

Is this the real Balance YC application?

No. Y Combinator keeps submitted applications private. This is a reconstruction: the real YC form questions, answered from Balance's public data (launch notes, founder backgrounds, product description). It shows how a company like Balance would present itself to YC, not the text they submitted.

What YC batch was Balance in?

Balance was part of the Y Combinator Winter 2026 batch.

Who founded Balance?

Balance was founded by Mathias Løvring, Gus Levinson, Emil Munk.

What does Balance do?

Full-Stack AI Accounting

How do I read the full reconstructed application?

Create a free Round Funded account. The full 26-answer version of Balance's application, and every other YC batch, is in YC Insights.

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